Tethers

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New Rules For Working At Home

Do you work from home, or is it your ambition? The concept of working at home is one that is much loved for many reasons, including not needing childcare, less transportation costs and spending more time in your home; however, it can have its challenges, too. How many of the rules for working at home do you obey?

Review Your Situation

First, find out if your role can work from home. In every organization, there will be some people who are needed in the office, and some who can work from home. If you need to transfer, it’s time to start thinking about putting in that request! It’s also important to consider if your personality will suit a working-at-home situation. You’ll need to be self-motivated, dedicated and not worried about missing out on office drama. If you are forever putting work second for shopping or meeting friends, or if you miss office banter too much, you are unlikely to be successful.

Own Your Office

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A cluttered workspace is a cluttered mind, so free up as much room as possible. Put the printer out of sight, use online fax services and invest in a comfortable chair. You will need to feel at home and ready to work, but you’ll need to feel at work, too. Decorate your space on the office you’ve always wanted to have, and you’ll never fail to switch to ‘business mode’ as you sink into your executive chair.

Stick To a Schedule

Keep a schedule, and stick to it. An online calendar that can be edited and accessed by those in the office can be helpful, Keep a hard copy schedule of meetings, appointments and deadlines, too. You can check this regularly to make sure nothing is forgotten, and it’ll prevent all-night sessions because you’ve forgotten that important report due tomorrow!

Establish a Business Mode

If you work at home, the boundaries between working and relaxing can become blurred. Don’t allow friends or family to visit you during work hours, don’t answer personal calls and don’t check personal emails. A recent survey suggested workers spent more than four hours on Facebook each day — just imagine what that will do to your productivity! Keep anything that is likely to ‘steal’ work time until after your working day is finished. You wouldn’t go home to vacuum or stop out to the shops if you were in the office, so try to avoid doing it at home — even if it is irresistibly tempting!

Seek Change

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Working from home shouldn’t be all work and no play. Occasionally relocate to a coffee shop for a change of scenery, and still engage with your colleagues through work email. Make sure you still spend time with others, or you might find yourself feeling isolated and alone — something which is a big cause of home-workers returning to the office!

The Best People for Finance Jobs

It’s no secret that certain personality traits are better suited for certain careers. For example, a person who’s not fond of little ones should never become a teacher or pediatrician. In that same way, job seekers hoping to land a career that’s both promising in a down market and challenging personally and professionally in accounting or finance must have certain traits as well.

Finance recruitment companies can help job seekers land that next great move, but it’s important that every candidate do his or her due diligence before diving head-first into the market. Most importantly, job candidates must have their personal life in order before really dedicating themselves to a full-time career.

The good news is that once you’re secure in a wonderful job for an accounting or finance firm, there will always be plenty of potential for growth, both personally and professionally. And what’s better than a challenging, rewarding career that provides a great living with lifelong potential? Below, check out our picks for what financial recruiters look for in a potential candidate.

 

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Preparedness

Sure, you just graduated and haven’t gotten your professional sea legs just yet. It’s understandable, but to land that great gig, you need to be on par with professionals who are much older and more experienced. Read everything you can about accounting and finance, and learn the office culture before the interview.

Numbers Wiz

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To be truly happy and satisfied in accounting, it’s crucial that any candidate already love numbers in his or her own personal life. Think about it: could you be a teacher if you didn’t feel passionate about children and their learning? No. That’s why every successful accountant must have an inherent love of numbers to really make a name for his or herself in the field.

Professional Appearance

As the millennial generation ages into the job market, expectations are beginning to change in terms of what’s appropriate in the office. To play it safe, stick with business professional looks for the office, and save rocker chic or bohemian princess looks for nighttime with the coworkers. Be careful to cover any tattoos or non-traditional piercings (like nose or lip) before sitting down for an important interview.

In finance, appearance is important, so make sure to conform to any office or industry standards and always use proper face-to-face etiquette with colleagues and clients.

Now that you have a good understanding of what personal stuff will ultimately make a great numbers guy or gal, do you think you’re cut out for the field? Talk to a financial recruiter today to discover the vast potential in the growing industry, and leave a comment if you have information to add or share.

 

Discovering the Simple Truths and Tricks of Trading

The online trading platforms most people look into tend to be an overly complicated mess of fancy terms, smug people trying to pretend they’re millionaires when they aren’t, and a lot of screens that do very little. While anything can work—and some people really enjoy figuring out a difficult problem—the screen shouldn’t be one of those problems. The online trading platforms sometimes act like you have to be a great candidate for Mensa just to figure out how to place a trade, but this isn’t the case at all. The reality is, keeping it simple is the way to go when you can.

 

It’s Not Always Simple

Granted, there are going to be a lot of lessons learned when one gets into trading earnestly. This isn’t as easy as falling off a log. But to listen to some people talk, you’d think you needed to be somewhere between a mathematician and an oracle to be able to trade successfully, no matter where you go. In a lot of cases, they’re likely referring to the complexity of the interface, as opposed to a less complicated way of interacting with your holdings like http://www.ufxmarkets.com. You will inevitably run into complexities, but they should not include figuring out which button executes which kind of trade.

Should Trading Be Easy?

A lot of people think there should be some sort of licensing requirement or other mandates before an investor can trade in something more complicated than money market accounts and mutual funds. However, this belies the essential freedom that is paramount to a successful investing world. In order for everyone to be equal, everyone must take some chances and be willing to put in the time and energy necessary to learn what they need to know. Not every trade is going to be successful, and not every investor will be good at every type of holding. This is to be expected, since different personalities gravitate toward different holdings.

Investing is For Everyone

While small children shouldn’t be allowed to invest, adults all have equal right to grow their wealth. No matter who you are or where you come from, you can trade all sorts of different holdings every hour of every day. This is the essence of the capitalist system, and it isn’t easy to do well. But when you select your online trading platform, you should seek out one that gives you a clean, uncluttered interface. The challenge ought to be in selecting the best holdings, not in picking them out from amongst the clutter.

Filing for Chapter 7 Bankruptcy

Chapter 7 bankruptcy is the most common type of bankruptcy fluid citizens of the United States can file. Debtors pay their creditors by selling their properties to pay off their debts to different creditors. Ch 7 is designed to do away with unsecured debts such as medical bills, credit cards, and personal and payday loans.

Determining Eligibility for Ch 7 Bankruptcy

Anyone can file for Ch 7 bankruptcy whether they are an individual, part of a corporation or other business entity, or part of the partnership. However, an individual cannot file if a prior bankruptcy petition was dismissed within the previous 180 days because of a debtor’s failure to show up in court and fulfill its orders. Debtors also cannot file for Ch 7 bankruptcy if they dismissed the previous case voluntarily after their creditors tried to get relief from a court to regain a property. This means that in order to file, a debtor must also receive credit counseling from an approved agency within 180 days prior to filing.

The Ch 7 Bankruptcy Filing Procedure


If you are serious about filing Ch 7 bankruptcy forms, technology can help you. Sites such as totallbankruptcy.com offer information and recommendations for your specific area. The first step in filing a Ch 7 bankruptcy is to go to a local bankruptcy court to complete a petition form. Aside from this, an individual must also file the following:

  • Schedule of liabilities and assets
  • Schedule of current expenditures and income
  • Statement of the individual’s current financial affairs
  • Schedule of unexpired leases contracts

For the executory, the individual must also provide a copy of tax records from the recent year in addition to tax returns that are filed in the case.

The Role of the Trustee

When an individual files for Ch 7 bankruptcy, the court assigns a trustee to liquidate the individual’s nonexempt assets. It’s up to the trustee to liquidate a debtor’s non-exempt assets in such a way that maximizes return to unsecured creditors. If the debtor has assets that are exempt, or if the debtor has assets with valid liens, then the trustee will generally file a “no asset” report. Most Ch 7 bankruptcy cases are no assets cases. However, if it is one, claims must be filed with the court in less than 90 days after the initial meeting of creditors.

In typical asset Ch 7 cases, creditors do not need to file proof of claim since there is no distribution. If, at a later date, the trustee recovers assets for distribution to creditors, then the creditors will be notified by the bankruptcy court. The creditors will have additional time during which they can file their proof of claim. 

Filing for bankruptcy is a way to start fresh and move on. Ch 7 bankruptcy stays on a credit report for 10 years. 


What tips do you have for filing Ch 7 bankruptcy? Share them in the comments.